我院落士切磋生关键同班学术论文被SSCI源期刊接

  我院落士切磋生关键同班学术论文被SSCI源期刊接纳发表发出产

  我院落士生关键同班与其带师王修华副教养任命合干完成的论文“Financial inclusion: measurement, spatial effects and influencing factors”被SSCI源期刊《Applied Economics》(《Applied Financial Economics》)2016年8月30日接纳发表发出产,该期刊是我院认定的B类外面文期刊。关键落士本科就读于我院李臻试验班,硕士和落士邑师从于王修华副教养任命,年来过到来环绕金融伸绳排根——dafa888(普惠金融)此雕刻壹切磋本题展开系列切磋,已在《中国绵软迷信》、 《经济学动态》、《经济评论》等高程度学术刊物上发表发出产论文3篇,该论文是在初期基础上的拓展,切磋dafa888程度的铰测并终止跨国比较。

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  论文的英文摘要如次:

  Using the index of financial inclusion and the World Bank Global Findex database, this study measures the level of financial inclusion across countries. The results reveal a geographical spatial aggregation distribution in which developed European and North American countries enjoy higher levels of financial inclusion than the less developed countries of Africa and most of Asia. Accordingly, our spatial analysis proves our hypothesis and reveals dependence and aggregation effects among countries. Then, we employ spatial econometric research to identify those factors significantly associated with financial inclusion. The results show that an individual’s income, education and use of communications equipment are important factors that explain the level of financial inclusion, while financial depth and banking health status are the main determinants. Building an inclusive financial system is an important means for most countries to achieve the Millennium Development Goals.